Terms of Service ("Terms")

Our Terms of Service were last updated on 12/17/25.

Please read these terms of service carefully before using Our Service or Product.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms of Service:

•  “Affiliate” means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
•  “Account” means a unique account created for You to access our Service or parts of our Service.
•  “Company” (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Schooling Wall Street LLC and its owners.
•  “Country” refers to United States of America.
•  “Content” refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.
•  “Device” means any device that can access the Service or Products such as a computer, a cellphone or a digital tablet.
•  “Feedback” means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service or Products.
•  “Products” refer to the products or items offered for sale on the Service.
•  “Orders” mean a request by You to purchase Products from Us.
•  “Promotions” refer to contests, sweepstakes or other promotions offered through the Service.
•  “Service” refers to the Website.
•  “Terms of Service” (also referred as "Terms") mean these Terms and conditions that form the entire agreement between You and the Company regarding the use of the Service and Products.
•  “Third-party Social Media Service” means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
•  “Website” refers to Schooling Wall Street, accessible from https://schoolingwallstreet.com.
•  “You” means the individual accessing or using the Service or Products, or the company, or other legal entity on behalf of which such individual is accessing or using the Service or Products, as applicable.

Acknowledgment

These are the Terms of Service governing the use of the Service and Products provided by the Company and the agreement that operates between You and the Company. These Terms of Service set out the rights and obligations of all users regarding the use of the Service and Products.

Your access to and use of the Service and Products is conditioned on Your acceptance of and compliance with these Terms of Service. These Terms of Service apply to all visitors, users and others who access or use the Service and Products.

By accessing or using the Service and Products You agree to be bound by these Terms of Service. If You disagree with any part of these Terms of Service then You may not access the Service or Products.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service or Products.

Your access to and use of the Service and Products is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service and Products.

User Accounts

When You create an account with Us, You must provide Us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.

You are responsible for safeguarding the password that You use to access the Service and for any activities or actions under Your password, whether Your password is with Our Service or a Third-Party Social Media Service.

You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than You without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

Content

Your Right to Post Content

Our Service allows You to post Content. You are responsible for the Content that You post to the Service, including its legality, reliability, and appropriateness.

By posting Content to the Service, You grant Us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service. You retain any and all of Your rights to any Content You submit, post or display on or through the Service and You are responsible for protecting those rights. You agree that this license includes the right for Us to make Your Content available to other users of the Service, who may also use Your Content subject to these Terms.

You represent and warrant that: (i) the Content is Yours (You own it) or You have the right to use it and grant Us the rights and license as provided in these Terms, and (ii) the posting of Your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.

Content Restrictions

The Company is not responsible for the content of the Service's users. You expressly understand and agree that You are solely responsible for the Content and for all activity that occurs under your account, whether done so by You or any third person using Your account.

You may not transmit any Content that is unlawful, offensive, upsetting, intended to disgust, threatening, libelous, defamatory, obscene or otherwise objectionable. Examples of such objectionable Content include, but are not limited to, the following:

•  Unlawful or promoting unlawful activity.
•  Defamatory, discriminatory, or mean-spirited content, including references or commentary about religion, race, sexual orientation, gender, national/ethnic origin, or other targeted groups.
•  Spam, machine – or randomly – generated, constituting unauthorized or unsolicited advertising, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling.
• Containing or installing any viruses, worms, malware, trojan horses, or other content that is designed or intended to disrupt, damage, or limit the functioning of any software, hardware or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of a third person.
•  Infringing on any proprietary rights of any party, including patent, trademark, trade secret, copyright, right of publicity or other rights.
•  Impersonating any person or entity including the Company and its employees or representatives.
• Violating the privacy of any third person.
•  False information and features.

The Company reserves the right, but not the obligation, to, in its sole discretion, determine whether or not any Content is appropriate and complies with this Terms, refuse or remove this Content. The Company further reserves the right to make formatting and edits and change the manner of any Content. The Company can also limit or revoke the use of the Service if You post such objectionable Content. As the Company cannot control all content posted by users and/or third parties on the Service, you agree to use the Service at your own risk. You understand that by using the Service You may be exposed to content that You may find offensive, indecent, incorrect or objectionable, and You agree that under no circumstances will the Company be liable in any way for any content, including any errors or omissions in any content, or any loss or damage of any kind incurred as a result of your use of any content.

Content Backups

Although regular backups of Content are performed, the Company does not guarantee there will be no loss or corruption of data.

Corrupt or invalid backup points may be caused by, without limitation, Content that is corrupted prior to being backed up or that changes during the time a backup is performed.

The Company will provide support and attempt to troubleshoot any known or discovered issues that may affect the backups of Content. But You acknowledge that the Company has no liability related to the integrity of Content or the failure to successfully restore Content to a usable state.

You agree to maintain a complete and accurate copy of any Content in a location independent of the Service.

Confidentiality

We respect your privacy and insists that the You respect ours as well. Thus, consider this a mutual non-disclosure agreement. Any confidential information shared by the Company is confidential, proprietary, and belongs solely and exclusively to the Company. You and We agree not to disclose, reveal, or make use of any confidential information or any transactions during discussions, through the Service or otherwise.

You agree not to use such confidential information in any manner other than in discussion with Us. Confidential information includes, but is not limited to, information disclosed in connection with this agreement, and shall not include information rightfully obtained from a third party.

You and We will keep private information in strictest confidence and shall use their best efforts to safeguard the confidential information and to protect it against disclosure, misuse, espionage, loss, and theft.

You agree not to violate the publicity or privacy rights belonging to the Company. Furthermore, You will not reveal any information to a third party obtained in connection with this agreement or our direct or indirect dealings with You, including but not limited to, names, email addresses, third-party company titles or positions, phone numbers, or postal addresses. Additionally, You will not, at any time, either directly or indirectly, disclose confidential information to any third party.

By purchasing our Products, you agree that if you violate or display any likelihood of violating this agreement, the Company will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.

Non-Disparagement

You and We agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither You nor any of your associates, employees or Affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its Services and Products, members, owners, directors, officers, affiliates, subsidiaries, employees, agents or representatives.

Copyright Policy

Intellectual Property Infringement

We respect the intellectual property rights of others. It is Our policy to respond to any claim that Content posted on the Service or in Products infringes a copyright or other intellectual property infringement of any person.

If You are a copyright owner, or authorized on behalf of one, and You believe that the copyrighted work has been copied in a way that constitutes copyright infringement that is taking place through the Service or Products, You must submit Your notice in writing to the Company and include in Your notice a detailed description of the alleged infringement.

You may be held accountable for damages (including costs and attorneys' fees) for misrepresenting that any Content is infringing Your copyright.

DMCA Notice and DMCA Procedure for Copyright Infringement Claims

You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Company with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright's interest.
•  A description of the copyrighted work that You claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work.
• Identification of the URL or other specific location on the Service where the material that You claim is infringing is located.
•  Your address, telephone number, and email address.
•  A statement by You that You have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
• A statement by You, made under penalty of perjury, that the above information in Your notice is accurate and that You are the copyright owner or authorized to act on the copyright owner's behalf.

Upon receipt of a notification, the Company will take whatever action, in its sole discretion, it deems appropriate, including removal of the challenged content from the Service or Products.

Placing Orders for Products

By placing an Order for Products through the Service, You warrant that You are legally capable of entering into binding contracts.

Your Information

If You wish to place an Order for Products available on the Service, You may be asked to supply certain information relevant to Your Order including, without limitation, Your name, Your email, Your phone number, Your credit card number, the expiration date of Your credit card, Your billing address, and Your shipping information.

You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and that (ii) the information You supply to us is true, correct and complete.

By submitting such information, You grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of Your Order.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited to:

•  Products availability
•  Errors in the description or prices for Products
•  Errors in Your Order

We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is suspected.

Your Order Cancellation Rights

Any Products you purchase can only be returned or refunded in accordance with these Terms of Service.

No Refund Policy

All sales are final. The Company does not offer refunds or credits for any Products purchased through the Service. By placing an Order, You acknowledge and agree that You are purchasing access to digital content and/or educational materials, which are delivered immediately upon purchase and therefore are not eligible for return or refund. If You do not agree to these terms, please do not complete Your purchase.

Availability, Errors and Inaccuracies

We are constantly updating Our offerings of Products on the Service. The Products available on Our Service may be mispriced, described inaccurately, or unavailable, and We may experience delays in updating information regarding our Products on the Service and in Our advertising on other websites.

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Prices Policy

The Company reserves the right to revise its prices at any time prior to accepting an Order.

The prices quoted may be revised by the Company subsequent to accepting an Order in the event of any occurrence affecting delivery caused by government action, variation in customs duties, increased shipping charges, higher foreign exchange costs and any other matter beyond the control of the Company. In that event, You will have the right to cancel Your Order.

Payments

Payment can be made through various payment methods we have available, such as Visa, MasterCard, American Express cards or online payment methods (PayPal, for example).

Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, We will not be liable for any delay or non-delivery of Your Order.

Promotions

Any Promotions made available through the Service may be governed by rules that are separate from these Terms.

If You participate in any Promotions, please review the applicable rules as well as our Privacy policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

Intellectual Property

The Service and all original content, including but not limited to course materials, videos, text, graphics, and other resources (excluding Content provided by You or other users), as well as its features and functionality, are and will remain the exclusive property of the Company and its licensors.

The Service and its content are protected by copyright, trademark, and other intellectual property laws of the United States and other jurisdictions. All rights are reserved.

You are granted a limited, non-transferable, non-exclusive license to access and use the Service, and purchased Products, and their materials solely for Your personal, non-commercial use. You may not copy, reproduce, modify, distribute, transmit, display, publish, sell, license, or create derivative works from any part of the Service, Our Products, or Our materials without Our prior written consent. Any unauthorized use, resale, or distribution of Our intellectual property is strictly prohibited and may result in termination of Your access and legal action.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Your Feedback to Us

You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback without restriction.

Links to Other Websites

Our Service and Products may contain links to third-party web sites or services that are not owned or controlled by the Company.

We have no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

Termination

We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms of Service.

Upon termination, Your right to use the Service will cease immediately. If You wish to terminate Your Account, You may simply discontinue using the Service.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, Products, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service and Products, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Earnings & Income Disclaimer

Educational Purpose Only

The information, strategies, and examples provided on this Website and in any associated materials—including Products, courses, videos, and documents—are for educational purposes only. The Company is not a licensed financial advisor, broker-dealer, or investment advisor. Nothing in our Service or Products should be construed as personalized financial advice or a recommendation to buy or sell any security. You are solely responsible for Your investment decisions.

No Guarantees of Earnings or Success

We make no guarantees regarding income, profits, or success. Any references to past performance, case studies, or testimonials represent actual results for those individuals and securities and are provided for illustrative purposes only. Testimonials represent actual experiences but are not a guarantee of similar results. Individual results vary. Your results will depend on numerous factors beyond our control, including but not limited to:

• Your level of effort and commitment
• Your experience and skills
• Your financial situation
• Market conditions and economic factors
• Changes in laws, regulations, or industry practices
• Timing of investments and external events

Past Performance Does Not Predict Future Results

Examples and testimonials should not be interpreted as promises, guarantees, or expectations of any level of success. There is no assurance that any prior successes or past results will apply to You or anyone else. Any earnings or income statements, or any earnings or income examples, are only estimates of what we believe might be possible. If You rely upon any figures provided, You must accept the entire risk of not doing as well as the information provided.

Factors Affecting Results

Your success in using Our Service and Products depends on a variety of factors, including Your background, work ethic, dedication, motivation, desire, and business skills or practices. We have no way of knowing how well You will do. Therefore, We do not guarantee or imply that You will earn income, that You will do as well, or that You will have any earnings at all.

Risk of Loss

Investing involves substantial risk, including the potential loss of principal. You agree to conduct Your own due diligence and assume full responsibility for Your decisions. By using this Service, purchasing our Product, or accessing any content provided by the Company, You acknowledge and accept these risks and agree that the Company is not liable for any losses or outcomes related to Your actions.

Forward-Looking Statements

Materials provided by the Service and Product may contain information that includes or is based upon forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward-looking statements give the Company’s expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all forward-looking statements here, in our Product, or in our Service are intended to express the Company’s opinion of earnings potential. Many factors will be important in determining Your actual results, and no guarantees are made that You will achieve results similar to the Company’s or anybody else’s.

Affiliate Links

If affiliate links are used, the Company may receive compensation for purchases made through those links. We only recommend products or services We believe to be of value, but You should always perform Your own research before making any purchase.

Use at Your Own Risk

All content is provided “as is” without warranties of any kind, express or implied. Your use of any information that the Company presents should be based on Your own due diligence and determination that it suits the purpose for which You desire to use it. Use at Your own risk. If you do not agree with these terms, please discontinue use of the Service and Product.

Statement of Agreement

By continuing to use the Service or Product, You agree that the Company is not responsible for any decision You may make regarding any information presented or as a result of purchasing any of the Company’s Products. You agree that the Company is not liable for any success or failure of Your business or investments, whether directly or indirectly related to the purchase and use of the Company’s information, Products or Service.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its owners, officers, directors, employees, contractors, affiliates, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your use of the Service or Products;
• Any breach of these Terms;
• Any violation of applicable law or the rights of any third party;
• Any actions or omissions by You in connection with the Service or Products.

This obligation excludes liabilities resulting from the Company’s sole negligence or willful misconduct. You further agree that no owner, shareholder, director, officer, or affiliate of the Company shall be personally liable for any obligations under these Terms.

Force Majeure

Neither You nor the Company shall be liable for any failure or delay in performance under these Terms caused by circumstances beyond its reasonable control, including but not limited to acts of God, war, terrorism, civil disturbances, labor strikes, government actions, natural disasters, interruptions of transportation or communication services, or other events of similar nature. In such cases, the affected party’s obligations will be suspended for the duration of the delay without liability.

Assignment

You may not assign, transfer, or delegate any of Your rights or obligations under these Terms without the prior written consent of the Company. Any attempted assignment in violation of this provision shall be null and void. The Company may assign its rights and obligations under these Terms without restriction.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Jurisdiction and Eligibility

The Service and Products offered by the Company are intended solely for individuals and entities located within the United States and subject to U.S. laws and regulations. By accessing or using the Service, You represent and warrant that You are located in the United States and that Your use of the Service will comply with all applicable U.S. laws. The Company does not knowingly market, sell, or provide Services to individuals or entities outside the United States. If You are located outside the United States, You must not use the Service or purchase Products.

Disputes Resolution

If You have any concern or dispute about the Service or Products, You agree to first try to resolve the dispute informally by contacting Us.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Terms shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.

Changes to These Terms of Service

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the Service and Products.

Contact Us

If you have any questions about these Terms of Service, You can contact us by visiting this page on our website: https://schoolingwallstreet.com/contact.